Understanding how insurance company’s value soft tissue injuries can help you to know who to select to help you when you’ve been in an auto accident.
Your medical records are the insurance company’s primary source of data which they use to determine your settlement value. One of the single most important considerations that determine your settlement value comes from “Value Drivers” insurance companies use to determine settlement values. These drivers must be known by the doctor and represented in your medical notes & records, which should be taken on each visit from your doctor which is them submitted to the insurance companies. There are some 20 value drivers and areas of medical notes regards your injuries & symptoms that should be recorded on each visit. A lot of your settlement value weighs upon your doctors knowledge of and ability to document these areas of findings on each visit. When a health care provider misses these vital areas of daily documentation, takes inadequate or poor notes, fails to give an adequate impairment rating, doesn’t record Duties Under Duress or Loss Of Enjoyment, or fails to use correct terminology & format, your full settlement value may not be given to your claim.
The insurance company software programs determine the value of the settlement and if the ''Drivers' are not included in your representation, you lose the value.
The accumulation of the specific data we discussed above, when presented to the insurance company in the correct terminology & format, translates into SEVERITY POINTS in the insurance industry software interpretation, which then translates into dollars based on each insurer’s rate or formula. What are you doing to be sure that your medical records are being recorded properly?
Our office prides itself on providing an exceptional service both to and for the injured patient. We are a facility that is knowledgeable in today’s environment of auto accident injury diagnoses, treatment, documentation and representation. We use up to date knowledge which we gain through the various consumer advocate program by voluntarily taking post graduate training in this environment, following up with webinars and/or live seminars. You deserve the right to be evaluated and represented to the fullest. If you don’t know your rights, you lose them.
We use this knowledge to provide a complete care system for you, not only to help with pain relief and return you to pre-injury status, but to document your injuries to assist you to obtain a fair and just settlement value.
My personal message to YOU... Too many accident victims settle their claim without knowing the potential, and in many cases very probable, long term affects of legitimate ligament and joint injury. Over-the-counter meds and the common medical "wait-and-see" approach in many cases resuls in long term complications and PAIN. My sole objective is to intervene on a most timely basis providing you with the optimal rehabilitative care and counseling so that you may have the opportunity to fully recover from your injuries thereby minimizing future residual complications. With this in mind, the management of your case and condition requires a provider to appropriately document the nature and degree of injuries so that you may receive the correct settlement value of your case to cover lost quality of life, both short term and long term.
What Is Whiplash?
Know The Difference
Whiplash is an outdated term which when used today, actually lowers your case value. Traditionally it is simply a term some use to describe injury to the soft tissue structures of the neck. Ironically, use of the words 'soft tissue' today also lowers a case value. This is all the result of a change in the way insurance companies value claims today.
Today, insurance companies recognize "Value Drivers" and "Liability Drivers" that determine settlement value. The new terminology is based on the development of new software insurance companies use to lower your settlement value. You must defend against such practices. When the doctor and attorney use correct terminology and format, broken down to include “Value Drivers”, the value of the claim can be worth up to 5 times more.
Many doctors and attorneys have not been made aware of this data.
How Do I Know If I Have Been Injured?
First, by being the recipient of a trauma to the neck - as in a car accident. This injury usually results in the neck being forcibly thrust into extension (backwards) then flexion (forward), with either downward compression or upward distraction of the head and neck. This is a dynamic trauma which causes damage. The old soft tissue injury theory has been replaced by the understanding that the dynamic trauma causes 'connective tissue' damage with resultant ligament scarring, the end result being ligament laxity and muscle atrophy. Sophisticated Diagnostic Tests Can Reveal Damage Normally Hidden By the Human Eye.
We have the ability to send your x-rays out to undergo a process known as CRMA, which analyses your x-rays using special software that the AMA accepts as the only quantifiable, objective way to measure ligament damage and document subsequent impairment. If you have it, it must be treated properly. It can have such an effect on your prognosis, that the AMA rates it as an impairment of 28% of your entire body. It is equally as important to discover if you have ligament laxity and treat it effectively as it is to document it and represent it to insurance companies as it carries a more appropriate rating for adequate settlement value. But don’t worry, if we feel you have the signs of ligament laxity, we’ll tend to it quickly and efficiently.
At the clinic, you will find a group of committed professionals with the goal of helping you return to a natural state of good health.
You will quickly become a welcomed member of our family of satisfied patients. We treat a wide variety of conditions using the best combination of traditional Chiropractic techniques and the latest in innovative care.
We are ready to become your stepping stone to better health. Click on the Contact Us page and call for an appointment today. Let this be your first step on the path to better health.
I have very high levels of skills and confidence in accident related cases.
Knowledgeable, friendly, dedicated staff eager to help with your treatment and claim processing.
Successful treatment of all forms of accident cases with a high rate of success.
Convenient accessible location.
Our patients should know that when they choose our office, they can feel good that they have made the right decision.
Our patient satisfaction rating has been consistently high. Our patients realize that we care as much about them, as we are knowledgeable in auto accident related treatment & case representation. This is based not only on our successful treatment and resolve of a patient’s condition, but also because sometimes people want to know their doctor cares as much as he knows.